Hi, I'm Danielle. I love saving money and have a goal of being financially free by the time I am 40. I am sharing my tips here to help you save money on your life, so you can reap the rewards later. Thanks for stopping by.
A construction company certainly isn’t the cheapest business to run. If you want to keep your overheads low, it’s often best to consider something else. You might need to hire or even buy expensive equipment, and you often need a strong team of people to complete a project. Sometimes there might be permits to secure and red tape to cut through, and delays can often result in higher costs. Contractors
If you don’t know what a fixer-upper is, it’s essentially a term given to properties that are in bad condition and you fix them up. Primarily, we know of this term from real estate as people buy a home and fix it up. It’s a common tactic used to save a lot of money as the house will cost a lot less because it’s in a right old state. Then,
According to research, over nine out of ten startups are destined to fail. That’s an astonishing number. Although the business press loves to discuss the sheer volume of startups springing up everywhere from Silicon Valley to Singapore, the future for most will not be a pretty one. However, if you do have a startup, there are usually a few reasons why your business idea will fail. Not only that, but
We all know the jokes about being a student and it meaning that you live like a slob and eat beans out of the can. But being a frugal student doesn’t mean that you have to sacrifice everything. You can still eat out from time to time or go to the movies. The difference is, you will have budgeted to do so. Some discipline means you can enjoy things like
Many car owners wonder if it’s cheaper to buy or lease their vehicles at the current time. There are many different issues to consider, and the most important ones get some attention in this post. There is also an infographic below that goes into more detail for anyone who still can’t work it out. Leasing a car When you decide to lease an automobile, you have to make monthly payments
Image Source For a lot of people, the idea of being able to work from home probably sounds like something of a dream come true. And it can’t be denied that there are a lot of benefits to being able to work from home, whether you’re running your own business or working as a freelancer. You get to avoid the morning commute, you have flexibility over where and when you
What is a pitfall? The basic definition is that it’s a hidden or unsuspected thing that can be dangerous or present difficulties. In a small business sense, it refers to any hidden or unknown thing that can damage your company. The best way to avoid a pitfall is to identify it beforehand. This way, you can smartly dodge the problem and leave your business undamaged. The question is, what
Most money problems can be fixed by better management techniques. You may not be earning as much as you’d like to be earning at the moment but that doesn’t mean there isn’t a way to ensure you can live within your means. It’s all about ensuring your income always exceeds your expenditures. If you struggle in that regard, however, then here are some tips that should help you finally put
Spending lots of time on your home and garden is common; many of us do it. But that doesn’t mean it’s the right thing. With the tips that you’ll find below, you’ll come to realise that it’s possible to spend less time doing things in your home and still achieve better results. It might sound like a strange proposition, but it certainly can be done. Find out more now. Simplify
(Source: https://flic.kr/p/nbAv6C) For whatever reason, there could be a time in your life when you’re let go from your current job. As a consequence, you could be in a very tricky personal finance situation. With no regular income, your personal budget becomes much tighter, and paying bills is a lot harder. If you’re not careful, this situation can spiral out of control, and you end up in a mountain