Dollars From Sense

– Save Money, Live Your Ultimate Life

Category Personal Finance

Your Safety Doesn’t Have to Break the Bank

Who doesn’t want to protect their family? Whether you’re single, a couple or have children, you will go over and beyond to make sure your loved ones and home are safe. But as you might already know, the cost of keeping your family safe can hit your pocket hard. This doesn’t mean you should skimp or cut corners on safety — and then pray for the best. There are ways

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Should You Help a Family Member or Friend in Financial Need?

It isn’t difficult to feel a tug of sympathy when someone you care about – a family member, friend, or even a co-worker to whom you’ve grown close – comes to you asking to borrow money. Provided you’re able to spare a little without compromising your own finances, should you say yes? There’s no simple answer to that question. Many people will tell you that you should never lend money

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Building a private investment portfolio to boost your pension fund

Not many people reach retirement age with their pension fund maximized. More than half of all workers in the US don’t have one in place at all. If you do have one, you will probably have more than just one. Because of the way the system works, and with people often changing their jobs, many end up with a mix of investments, which lays them wide open to all sorts

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How to Become a Better Saver

Saving money is something everyone strives to do, but not everyone succeeds at it. With so many miscellaneous costs, combined with higher living expenses, finding cash to put away is becoming more and more difficult for people today. That doesn’t mean it’s impossible though. Below are some great ideas for how you can become a better saver. Have a Budget You can’t save anything if you don’t have a thorough

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The influence of philanthropy on the most pressing health issues today

Philanthropy helps us tackle some of the most pressing health issues in our society through funding better education and medical treatments. Successful people and businesses often find it important to give back to those around them and make the world a better place for everyone to enjoy. Those same people and companies are sometimes compelled to act upon issues of concern in the areas they are from, or if a

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Tips to give your children a kick-start on the career ladder

All parents want to see their children succeed, but in today’s highly competitive society, it’s getting harder and harder. What can you do to help? The key is to communicate, to identify problems, and to help your children build up their skills. Although it’s difficult to predict the way the jobs market will look in the future, many of the things that make a person employable today will still be

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Why Value Investing Works?

If you’ve ever thought about value investing, you may be wondering if it’s right for you. Before you judge value investing though, it’s important to understand what it is. What is Value Investing? The premise of value investing is pretty simple. You don’t need to have an extensive background in finance (although if you understand the basics it will help), but you do need patience, common sense, some money to

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Simple Saving for the New Year

There are so many ways to save a few extra cents, and altering your spending on non-essential items is easier than you might think. By simply reducing the coffee run spend by $12 a week, over $600 dollars can remain firmly in your bank account. Similarly, cutting the alcohol spend by $30 a week can save $1,560 per year, which could be as simple as having two or three fewer

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Overdraft Avoidance 101: 4 Tips On Managing Your Current Accounts

An unintended bank overdraft is not only unpleasant, but can also be extremely expensive. Fortunately by correctly managing your current bank accounts, you should be able to avoid going into the red by accident. Here are some tips to help you manage your accounts correctly. Try to Keep More Money Than You Need This first tip sounds rather obvious, however it does bear repeating. You should always try to keep

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The Top Online Shops for Budget Women’s Designer Labels

Fashion is a tangible embodiment of the concept of luxury. An outfit that looks expensive, or at least well-made, is an instant signifier of class and wealth. It is only natural that women of all income levels would want to convey this message with their clothing. With a little sleuthing, one can track down designer clothing at affordable prices. Vintage shopping is a necessary hobby for those who are invested

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