A construction company certainly isn’t the cheapest business to run. If you want to keep your overheads low, it’s often best to consider something else. You might need to hire or even buy expensive equipment, and you often need a strong team of people to complete a project. Sometimes there might be permits to secure and red tape to cut through, and delays can often result in higher costs. Contractors
Unlike payments like your mortgage, or the repayments on your car, utility bills are something that we will always have to pay for whether we like it or not. There’s no end date where you stop paying for them, and to ensure that our heads are above water we should be taking the necessary steps into making our forever bills more affordable. Here’s some tips on reducing your bills at
If you have recently thrown your mortar board high into the air in celebration and sheer relief at completing your degree and achieving an incredible qualification, you are now well on your way to stumbling into the big wide world on your own two feet. You may have left home a while ago and have been living with friends or in a dorm with fellow students. You might even have
There are so many people in the predicament of whether to lease or buy a house or apartment. Many of the older generations have bought their own homes, and younger generations would ideally like to follow in their footsteps. But, younger generations are dealing with higher prices and larger amounts of debt, making the whole process of buying a home much more difficult. So, should young people even bother to
Flickr When it comes to saving for a down payment, there’s good news and bad news. The good news is that down payments are still incredibly low. Some mortgage companies are offering incredible 3 percent downs, including Fannie and Freddie – the lowest we’ve seen since the financial crisis of 2009. That’s down from the usual 5 percent minimum up until now. But there’s a problem. Even a 3
It can often feel as though you simply don’t have the money to be able to stay on top of all of the bills and expenses that you have to deal with. This can lead a lot of people to feel that they’re barely keeping their head above water and that they’re moments away from going under. This can cause huge amounts of stress and anxiety for a lot of
If you’re looking for a smart way to invest your money, then property is a good choice. Bricks and mortar not only holds its value but it increases year on year. Unlike things like vehicles, boats and other large items that will depreciate, property will help you to hold onto and increase your wealth. Whether you just have the one property or are planning on becoming a tycoon, here are
Image Source Debts are a fact of life in the 21st century. Everyone has them, it’s unavoidable and inevitable as they are part of every aspect of life, whether it’s getting a mortgage or using your credit card, you have to pay everything back that you’ve borrowed. This can really beat your finances down, so you’re going to have to learn the best ways to deal with it! But what
Image source Money isn’t the only thing you will need to spend a considerable amount of when it comes to buying your first home. You’ll also need to spend a considerable amount of time researching your purchase and all the little things that come off the back of it. Ask anyone that has just been through their first house buying experience and they will all wear the same exhausted
Living costs can be incredibly costly, especially if you’ve been used to living a life that you can’t afford. Fancy dinners with your friends, expensive clothing and wild entertainment are common in the lifestyle of the rich and famous, and far too many people try to emulate that because they want to experience what it’s like to be wealthy. Sadly, living beyond your means has some serious financial implications and