Copyright Notices

The works of authorship contained in this World Wide Web site in the domain "www.finrafoundation.org" (the "Site"), including but not limited to all design, text and images are owned, except as otherwise expressly stated, by the FINRA Investor Education Foundation (Foundation) and may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part in any manner without the Foundation's prior written consent, except to the extent that such use constitutes "fair use" under the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and except for one temporary copy in a single computer's memory and one unaltered permanent copy to be used by the viewer for personal and non-commercial use only, with an attached copy of this page containing the Foundation's Copyright and Trademark Notices and Disclaimer.

You may provide a hypertext link to this Site on another Web site, provided that (a) the link must be a text-only link clearly marked "FINRA Investor Education Foundation" or "www.finrafoundation.org," (b) the appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with Foundation's 's name and trademarks, (c) the appearance, position and other aspects of the link may not create the false appearance that an entity is associated with or sponsored by the Foundation, (d) the link, when activated by a user, must display this Site full-screen and not within a "frame" on the linked Web site, and (e) reserves the right to revoke its consent to the link at any time in its sole discretion.


Trademark/Service Mark Notices

FINRA Investor Education Foundation and the FINRA Investor Education Foundation design mark are service/trademarks owned by the Financial Industry Regulatory Authority, Inc. and licensed to the FINRA Investor Education Foundation. FINRA and the FINRA design mark are registered service/trademarks of the Financial Industry Regulatory Authority, Inc. FINRA or FINRA logos or other names and trademarks may not be used without written permission.

Featured logos are service/trademarks of their respective owners.


Disclaimer

Because of the possibility of human and mechanical error as well as other factors, FINRA Investor Education Foundation and its affiliates are not responsible for any errors in or omissions from the information contained in or accessed through this Site. All such information is provided "as is" without warranty of any kind. The Foundation and its affiliates make no representations and disclaim all express, implied and statutory warranties of any kind to the user and/or any third party, including any warranties of accuracy, timeliness, completeness, merchantability and fitness for any particular purpose.

Unless due to willful tortious misconduct or gross negligence, the Foundation and its affiliates shall have no tort, contract or any other liability to user and/or any third party.

The Foundation and its affiliates shall under no circumstance be liable to user and/or any third party for any lost profits or lost opportunity, indirect, special, consequential, incidental or punitive damages whatsoever, even if the Foundation has been advised of the possibility of such damages.

Some U.S. states and foreign countries provide rights in addition to those above or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be state provisions that supersede the above. Any clause of this Disclaimer declared invalid by the appropriate authority shall be deemed severable and shall not affect the validity or enforceability of the remainder. The terms of this Disclaimer are governed by the laws of the State of New York and may only be amended in a writing signed by the Foundation.