Credit Although the process of applying for a credit card is a relatively simple one nowadays, getting approved for a credit card can be a very different story. The last thing you want to do is apply for lots of cards and get rejected from all of them, as this can severely damage your credit rating. Instead, follow these simple steps, and you should be just fine. Check Your Credit
One of the main areas that all homeowners spend money on is household bills. This is especially true in the current climate, where people’s bills seem to be constantly rising. Increased inflation within the US economy and rising initial costs to energy providers mean that major bills such as water and electricity are higher than ever. Moreover, as realtor firms like MGP Property will tell you, where you live and
Pixabay Starting up a business isn’t free unfortunately. You will have to spend money on what will feel like endless investments just to be able to say “I own a business”. While this can be a tough time, it should also be enjoyed because this is only the beginning. You are about to venture into a world that is growing and changing every day, while always managing to remain
Having a job is all good and well, but if you want to reach the top dollar – and the financial security that goes along with it – then it’s no substitute for starting your own business. The problem isn’t that people don’t have ideas for a business. They have plenty of those. The issue is that they’re already working full time and don’t think they have the time to
Link The majority of us view being a sell out as a bad thing. It means you have no morals and will do anything to save your skin. In this culture, no one likes to admit that they would sell their soul. But, why not? Contrary to popular belief, surrendering to the man has many advantages from a business and personal point of view. In fact, the more you
When your children grow up to be financially reckless young adults, it can sometimes be difficult to hold your tongue. Speaking up may cause more harm than good – especially if you happen to touch a sensitive topic or give a particularly patronizing advice. When it’s done right, however, you may be able to help your children avoid the basic financial mistakes and even be in a better position than
For a lot of people, managing money takes up a significant amount of time and effort. But thanks to automation, that need no longer be the case. There are now more options than ever before to put the whole process on autopilot, allowing you to get on with your life without having to constantly worry about transferring money from one account to another. Here’s how. Automate Bill Payments, But Be
Flickr When it comes to saving for a down payment, there’s good news and bad news. The good news is that down payments are still incredibly low. Some mortgage companies are offering incredible 3 percent downs, including Fannie and Freddie – the lowest we’ve seen since the financial crisis of 2009. That’s down from the usual 5 percent minimum up until now. But there’s a problem. Even a 3
Buying a home is the culmination of a lifetime of dreams for couples looking to start a family or put down roots in a neighborhood they want to call home. It’s also the most expensive purchase they’ll make in their lifetime. And the mortgage needs to be paid every month if the couple wants to maintain the roof over their head. In turn, this creates a unique stress in the
It can often feel as though you simply don’t have the money to be able to stay on top of all of the bills and expenses that you have to deal with. This can lead a lot of people to feel that they’re barely keeping their head above water and that they’re moments away from going under. This can cause huge amounts of stress and anxiety for a lot of