Hi, I'm Danielle. I love saving money and have a goal of being financially free by the time I am 40. I am sharing my tips here to help you save money on your life, so you can reap the rewards later. Thanks for stopping by.
Image Source If you’re just starting out with creating your business you need to be prepared to go through some highs and lows. None more so than with money. But this is the same as in any situation in life. From the moment you begin to pay your own bills you’ll realise that money isn’t unlimited, and you’ll go through a lot of good and bad times. You don’t even
The average age of U.S. citizens entering retirement is 62 which is 4 years ahead of the expected retirement age of 66. Despite this definitive milestone, 33% of Americans do not have a single cent saved toward retirement. The problem is largely due in part to rising costs of living and stagnating wages in combination to increasing debts. These factors are making it impossible for your average person to retire
It’s an exciting time when a business can finally take to the road and offer their customers the chance to have your products delivered directly to their door. However, if you’re not properly prepared, things can quickly go downhill and your home delivery service could turn out to cost you much more money and hassle than it’s worth. Luckily, there are some easy steps that you need to apply to
Image source Here is the good news: after all that hard work, all those late nights and all that effort, your business is finally ready to scale up and grow. Here is the bad news: you are about to get slapped with a bunch of unexpected costs. We know right, talk about raining on your parade. Of course, we’re not just telling you this because we are mean and
Photo Credit When you run a business, there are all manner of things competing for your precious cash. Of course, there are some things that are more important than others, but it can be difficult to distinguish what exactly these are. In this post, we are going to be focusing on the things you won’t regret spending money on. These are the things that will pay you back in the
http://www.jble.af.mil/News/Features/Display/Article/260547/ Unfortunately, not everyone is financially sensible. It’s hard to admit, but you may be one of those people. How can you tell? You can start by taking a look at your finances. If they are in ruins, the chances are you have made some mistakes along the way. But, this post isn’t here to criticize and make you feel bad; it’s here to help. Accepting the errors of
Now that you have a firm idea of what your first foray into the world of entrepreneurship is going to entail, you need to create a plan of action. Mentors, colleagues and friends have all told you that you must have the funds in place before you can consider leaving your 9 – 5 and launching yourself into the world of self-employment. While you know they are right, you don’t
We all want to save some money in our daily habits, so we cut out the cup of coffee we’d usually grab on the way to work, or turning off the TV and picking up a book to save on the electricity bill. Either way, there’s some easy ways, and quite a few hard ways to save your money, and a lot of it is based on personal habits. So
So many people have the wrong approach to how they manage their money. They spend what they can and focus instead on improving their income with time, excusing themselves that when they have more, they can afford to put more aside for their future. As with most great endeavors, however, the sooner you get started, the better. Here are a few money matters no-one should be procrastinating on. Photo Source
Everyone likes to think they have got a bargain, and no one wants to think that they are purposely being ripped off. However, we are charged over the odds for things all the time. This, of course, is not good for our bank balance. With that in mind, to help you avoid being overcharged the post below will describe some of the main areas in which this happens, and what