More often than not, when a change in circumstances with your finances occurs, it can have a huge impact on your lifestyle, especially when you have a family. Whether you or your partner has been made redundant, for one reason or another you’ve taken a pay cut, or you’ve separated from your partner and no longer have two income streams coming in, it doesn’t matter, all that matters is that
In today’s competitive house market, it’s not unusual for people to sell their homes for more than they expect. Two or more groups of buyers might bid for your home in consecutive rounds, each trying to price the other out of the market. But is getting a higher price for your home always a good thing? The problem comes when the selling price of the home exceeds the value
Buying a new home is a big moment in any life, especially if you’re a first-time buyer. Important decisions and considerations tend to come with a certain stress of their own. But waiting for that deal to go through, for you to find and own the right house adds a drive and a motivation that can make delays and difficulties even more intolerable. Giving yourself the smoothest road ahead is
One thing we all have on our minds is whether we are going to be financially comfortable when it comes to later life. We all go through points where we are strapped for cash, but that tends to be earlier on when we have first graduated. So how can we make sure that we are going to be okay money wise when it comes to the time that we can
(Image from Pexels: http://bit.ly/2qANxZ5) We’re always led to believe that buying a home is the best option for us. Regardless of whether it’s a house or a small apartment, we’re told that owning something beats renting it. However, is that really the case? Below, you will find a few arguments against this as I’ve come up with three reasons you should rent instead of buying: More Affordable No
One of the most commonly used statements in this day and age, when it comes to money, is “You get what you pay for”. Spend a few dollars less on an outfit, and when the stitching comes loose on the second wear? You got what you paid for. That cheap dishwasher powder left particles on your fine china? Sorry, but… well, you get the message. It’s also true of houses.
The question of whether to rent or buy a home may cross your mind if you are looking for a new place to stay. There is no one-size-fits-all answer to this question. There are a number of factors that you need to take into consideration in order to make the right decision, including housing market conditions, location, and financing. Here is some information that can help you determine whether it
There isn’t a person alive who doesn’t want to take control of their finances once and for all. Nothing is quite so slippery as money! We may all vary in how much we earn, and our spending priorities, but we do have that constant struggle in common. Another thing we often have in common is how we choose to increase our earnings. On our quest for more, we look to
There are a range of benefits to owning the property you live in, but there are just as many downsides that need to be considered. If you’ve been hopping from rented property to rented property for a while now, but you’re not sure if you’re ready for home ownership, this post is for you. Here are some of the main considerations to take on board when you’re thinking about buying
Retirement: it’s coming towards you all your working life, but have you planned for it? Do you have a 401k, an annuity and a plan for how much you’re going to need? Or are you like one-third of Americans who have nothing saved for their retirement? Many people who start to look at retirement planning find the array of options so bewildering and complex, that they are paralysed by confusion and end up