Time is money on a building site and in so many cases, buildings cost more because of the amount of extra time that has gone into them. It might be that a bad week of weather made the site unworkable for a few days or that a supplier was lagging behind the rest of the process – whatever it is, it costs. But this isn’t the only way your budget
Pexels Investing in a great business opportunity often comes with a form of risk. It is difficult to navigate these waters, especially when you must manage social perception, wise financial decision and develop your portfolio to the point where your money matters are correctly handled and trustworthy. After all of this intense stress, it’s beneficial to work smarter and not harder. Why overly stress about something which is, in its
The average age of U.S. citizens entering retirement is 62 which is 4 years ahead of the expected retirement age of 66. Despite this definitive milestone, 33% of Americans do not have a single cent saved toward retirement. The problem is largely due in part to rising costs of living and stagnating wages in combination to increasing debts. These factors are making it impossible for your average person to retire
There are so many people in the predicament of whether to lease or buy a house or apartment. Many of the older generations have bought their own homes, and younger generations would ideally like to follow in their footsteps. But, younger generations are dealing with higher prices and larger amounts of debt, making the whole process of buying a home much more difficult. So, should young people even bother to
If you’re looking for a smart way to invest your money, then property is a good choice. Bricks and mortar not only holds its value but it increases year on year. Unlike things like vehicles, boats and other large items that will depreciate, property will help you to hold onto and increase your wealth. Whether you just have the one property or are planning on becoming a tycoon, here are
More often than not, when a change in circumstances with your finances occurs, it can have a huge impact on your lifestyle, especially when you have a family. Whether you or your partner has been made redundant, for one reason or another you’ve taken a pay cut, or you’ve separated from your partner and no longer have two income streams coming in, it doesn’t matter, all that matters is that
In today’s competitive house market, it’s not unusual for people to sell their homes for more than they expect. Two or more groups of buyers might bid for your home in consecutive rounds, each trying to price the other out of the market. But is getting a higher price for your home always a good thing? The problem comes when the selling price of the home exceeds the value
It’s a big part of your life when your first child comes along. Everything has changed forever, not to mention your bank balance! While you were once financially comfortable, you are now racking your brain looking for ways to save money, because babies are expensive. But what happens when you’ve got a really tight living space, and there’s hardly room for you already? It can be really tough to try and
Who’d be an entrepreneur in the current economic climate? A staggering 80% of startups crash and burn within their first 18 months, often because of poor budgeting and insufficient operating funds. Every cost-cutting decision plays a much bigger role in the continued existence of a business, but when it comes to budgeting for workspace, finding efficient premises can be a double edged sword. The escalating cost of office space in