Hi, I'm Danielle. I love saving money and have a goal of being financially free by the time I am 40. I am sharing my tips here to help you save money on your life, so you can reap the rewards later. Thanks for stopping by.
Running a business is no easy feat without the added worry that someone may attempt to jeopardise everything you have worked for. Unfortunately, even if you don’t think you’ve got anyone that would try and do this, every business is always exposed to this kind of threat. Even though there are many ways to protect your business from this happening, there are now more ways than ever in which you
Congratulations on clearing your credit card debt! You did it! So what’s next? It’s a very satisfying feeling to know you’re now debt free, but what can you do now to further improve your finances? Take a look at some suggestions on managing your money after becoming debt-free. Image Credit: Unsplash under Creative Commons Learn how to use credit cards wisely While the last thing you want to do is
Hoping to make 2019 the year that you finally get back in shape? If this sounds like you, congratulations! However, we all know that without real commitment, this can easily be just another resolution that gets thrown out mid-January. If you’re ready to get in shape in the New Year, here’s how you can make it happen: Be more active This may seem obvious, but if you’re like most people,
Are you hoping to change a few things in 2019? Maybe take up a new hobby so you can have something fun to do when you’re not at work? It can be difficult to find the perfect hobby for you, so here are some great ideas: Get a bike Have you always wished you could beat the work traffic, or even drive around a muddy paddock in your free time?
There are two types of people who use credit cards. People who possess consistent financial discipline and use the powers of their credit card(s) to their advantage. The other pool of people are those who use the credit card as infinite no obligation money, until they receive a bill through the post and hefty interest charges attached as a result of their lackadaisical spending. Credit cards could be your best
The majority of us have debt of some sort or another. Whether this is due to taking out a student loan to fund our education, taking out a mortgage, taking out a finance plan to secure ourselves a new or trustworthy vehicle, or taking out loans and using credit cards. Having debt can be a normal part of your life and doesn’t necessarily have to be a source of stress,
There are many convincing reasons for using CPC advertising for a small business. Whether you’re trying to convince your boss or one of your clients about the value that Google Ads, Bing Ads or Walmart Performance Ads can bring, there’s a compelling case to be made. In this article, we are going to explore some of these benefits. 1) It is measurable and trackable – sometimes in real time. One
When funds are tight, often the first things to go are luxuries, such as vacations. The fact is that it’s not easy making ends meet sometimes, and when you’re in that position you realize that you have to cut out those unnecessary luxuries, and sadly, travel is often the first thing to go. Of course, there are ways around having to cut travel out of your life when you’re on
To the inexperienced and the uninitiated, the complex mechanisms of the foreign exchange can seem almost indecipherable. It’s easy to believe that the markets move according to the whims of fate, as opposed to being driven by a thousand external real-world factors, but the latter is indeed true. This absence of luck can feel daunting, because we all need a helping hand from time to time, but in fact, it’s
As we reach the mid-point of December, most of us have our sights set on one goal… Surviving Christmas! Regardless of faith, Christmas can be the best time of the year. A time of togetherness, friends, family, good food, fine wine, love and celebration… Unfortunately the most wonderful time of the year can also be pretty terrible for some of us. It can be a time of financial ruin, debt,