Dollars From Sense

– Save Money, Live Your Ultimate Life

Category Personal Finance

Health IQ – Mortgage Insurance Vs Life Insurance

Buying a home is the culmination of a lifetime of dreams for couples looking to start a family or put down roots in a neighborhood they want to call home. It’s also the most expensive purchase they’ll make in their lifetime. And the mortgage needs to be paid every month if the couple wants to maintain the roof over their head. In turn, this creates a unique stress in the

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Simple Ways To Make Your Money Go Further

It can often feel as though you simply don’t have the money to be able to stay on top of all of the bills and expenses that you have to deal with. This can lead a lot of people to feel that they’re barely keeping their head above water and that they’re moments away from going under. This can cause huge amounts of stress and anxiety for a lot of

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Replace and Repair: When Does it Make Sense to Pay a Bit More?

Being money-wise is about a lot more than just saving money. It’s a delicate balance between knowing when you’re being ripped off and understanding when you should actually pay up – yet, too many self-proclaimed frugals are reluctant to spend money where it matters. Purchasing something that’s a bit more expensive will really save you money in the long-run, instead of having to replace yet another broken appliance. Here is

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Top Tips To Taking Your Small Business To The Next Level Top Tips To Taking Your Small Business To The Next Level

  Picture From Pixabay Whether you simply wanted to be your own boss or wanted to turn your hobby into a profit, everyone has their own reason for setting up a small business, so everyone has their own reason for wanting it to succeed. Setting up your business is hard, but often taking it to the next level and ensuring it continues to thrive is much much harder. Follow these

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A Job Hopper’s Guide To Staying Solvent

File Studies show that an average worker doesn’t stay in a position longer than three years. If you’re savvy, it’s possible to earn more money and secure a better balance between life and work. At least, that’s what the boffins at www.forbes.com seem to think. There is one problem, however, and it’s the gap between your last paycheck and getting paid. It can take awhile before the coffers are full

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The Best Way To Deal With Debts

Image Source Debts are a fact of life in the 21st century. Everyone has them, it’s unavoidable and inevitable as they are part of every aspect of life, whether it’s getting a mortgage or using your credit card, you have to pay everything back that you’ve borrowed. This can really beat your finances down, so you’re going to have to learn the best ways to deal with it! But what

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An Financial Umbrella For Rainy Days

(Image Link) A lot of people live in a constant state of dread for the unknown, worried that big bills or unexpected fees could cost them everything they’ve saved. It’s very hard to plan for something when you don’t know it’s coming. But, of course, you can’t risk ignoring this area, as it could cause a lot of trouble for you in the future. So, to help you out, this

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Worried That Your Garden Will Feel Redundant This Winter? Here’s How To Fix it

Source: Pxhere Sadly, there’s no denying the fact that summer is coming to an end. Winter is fast approaching and, like millions of homeowners, you’re probably resigned to the fact that your garden will become off limits. It doesn’t need to be that way, though. With the right precautions, you can inject an evergreen charm into those outdoor spaces. Here are five simple tricks that will completely transform the space

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10 Ways to Cut Your Air Conditioning Costs

As the days get hotter, homeowners are looking to keep their homes as cool as possible. According to the U.S. Department of Energy, three-quarters of all homes own an air conditioner and these devices use up to 6% of all the electricity in the U.S. The annual cost of using the AC system piles up to $29 billion. This results in a lot of energy waste and carbon pollution, 117

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Five Minute Financial Fixes

No one has enough time anymore.   We’re all busy. Too busy to see our friends; too busy to do all the things we want around the house. The busy phenomenon has become so pervasive, there’s now a thousand and one oped pieces discussing why we’re all so busy. The snake is beginning to eat its own tail because, of course, we’re all far too busy to read them.  

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