Finances are tight. Rent’s due in two weeks, your car needs new tires, and the fridge is empty. Saving money wherever you can makes sense. However, that doesn’t mean you can’t indulge yourself sometimes. If you never have fun or treat yourself, life will be pretty boring.

To keep from going broke, save your splurges for things that matter to you. If you feel gross without a manicure, perhaps the $25 a week is worth it. If you can’t tell the difference between homemade and coffee store coffee, however, you can save a lot of money every year by skipping the expensive brews.

There are a few other things in life that many people feel are worth spending money on.

1. Good Food

When it comes to saving money, one of the first things people advise is to trim your food costs. Restaurant and takeout meals are expensive. You can easily spend hundreds or even thousands of dollars more on food every month than you intended.

However, deciding to never out again isn’t feasible for most people. Instead, it makes more sense to focus on quality meals. Good food is worth the money if you have a great experience. Everyone’s idea of what makes good food will be different. Yet, most people agree that fast food and convenience store snacks don’t count.

2. Housing

Your home is your castle, the one place in the world where you’re free to do whatever you want as long as you respect the law. Where you live is strongly correlated with how much you want to pay. Upscale apartments in downtown Corktown Detroit, for instance, will be pricier than budget options. For many renters and homeowners, the extra expense is well worth it.

When you’re thinking about where you want to live, you have to consider intangible factors like the neighborhood’s safety.

3. Vacation

A great vacation can make you feel amazing for the rest of the year. It will be as though you’re floating on air. You can set yourself up in a couple of different ways. You can plan an amazing budget vacation where you sacrifice things like convenience to save money.

Or, you can decide that a vacation is one of the experiences in life that you’re willing to pay money for.

4. Car

Many people feel intimately connected to their vehicles. Depending on what you do for a living, you may be spending a lot of time in your car every day. Having a nice, well-cared-for vehicle can make you feel happy. This doesn’t mean that you should saddle yourself with an expensive car payment. It’s not a reasonable splurge if it makes you feel guilty. A great car has advanced features. You might even be able to get a car that drives itself sometimes.

5. Home Upgrades

In addition to having a nice home, many people also crave useful upgrades. For example, if you live in an area known for its brutal summers, you can think about installing a backyard pool, using a service such as the one found here https://premierpoolsandspas.com/inground-pools/gunite-swimming-pools/ or another nearby you. Having your own pool is a lot nicer than using the community option – public pools aren’t known for their cleanliness. This is a popular option especially given people prefer to stay at home rather than travel nowadays, this allows you to bring holiday chillout time to your backyard. If this isn’t something for you, consider a brand new kitchen or maybe even a dedicated movie room, complete with comfy chairs and a big screen.

A pool is just one of many home upgrades that you can achieve.

6. Jewelry

Jewelry is often very expensive. Yet, that expense is worth it for many people. A nice piece of permanent jewelry not only looks amazing but it can also last forever. It’s not unusual for pieces of jewelry to be passed along the same family for generations. The actual value is infused with sentimental value as well. It’s very pleasant to have something tangible to leave to your loved ones. If you expect your jewelry to last a long time, you should have a quality piece.

7. Handbags

Most women, and some men, own at least one handbag. They’re prized for their convenience. You can throw everything you need for the day into one bag if you buy one that’s big enough. Now, you don’t have to spend a lot of money on a purse. You can search around until you find a more affordable option. But you have to be willing to search. And the materials of the cheaper purse may not be as durable.

8. Shoes