Hi, I'm Danielle. I love saving money and have a goal of being financially free by the time I am 40. I am sharing my tips here to help you save money on your life, so you can reap the rewards later. Thanks for stopping by.
Image Source Small businesses are becoming more prone to cyber-attacks. Hackers are stealing data and using this to blackmail small businesses into paying out. If you’re a small business, here are a few ways that you can ward off hackers. Keep digital security software renewed Most of us have digital security software installed on our computers, but not all of us make sure that it’s continuously updated. Newer
Traders might seem like people living on another planet to you. But trading is a lot more accessible than you imagine. You just need to know the rules of the game and understand what’s involved. Once you have the basics nailed down, there will be nothing stopping you from finding real success as a trader. Here are the things you will need to know before you dive in. Always
One of the concepts of business that few people seem to understand is the correlation between maintenance and productivity. Let’s use an obvious example to try and illustrate what this means. Source Micromanagement is bad Let’s say you have five employees that need constant supervision. This is because you play a huge role in the office and everything needs to be approved by you before it’s pushed to the
Budgeting is one of the best ways to make sure that you don’t overspend when it comes to managing your finances. Unfortunately, some of us are simply better at budgeting than others. While there are certainly some people out there who seem to never have enough money, there are also many who suffer from a range of reckless spending habits. Regardless of what might be holding you back from financial
If you have a business, sometimes you’re forced to choose between doing what’s best for your company and doing what’s best for your personal finances. This is particularly the case when it comes to expansion; you know that if you want your company to reach the next level that you need to have an investment of cash. You also know, however, that money is difficult to come by, and the
When you have lived outside of the big city center for a while, the cost of living may take you completely by surprise. It’s bad news for both your wallet and your nerves; humans like predictability and your budget depend on it, so it’s a good idea to gain a bit of other people’s knowledge. That way, you’ll be able to dive right into the action without spending all your
Flickr Here’s all you need to know to stay safe on the road. Don’t drive distracted It’s so important not to drive distracted, and of course this means drinking and driving, but it also means not being on the phone too. This problem is getting more and more serious because as technology improves and social media becomes even more ‘important’ – drivers can’t seem to help but ‘snap’
Whether you’re new to the big city or if you plan to move to a different one in the near future, it can often be difficult to cope with city life especially if you’ve never lived in a large urban environment. To help you get around more easily and cope with the change, here are a couple of city living tips that you should definitely follow! Source: Pexels If
There are so many people in the predicament of whether to lease or buy a house or apartment. Many of the older generations have bought their own homes, and younger generations would ideally like to follow in their footsteps. But, younger generations are dealing with higher prices and larger amounts of debt, making the whole process of buying a home much more difficult. So, should young people even bother to
The big thing many young adults go through, either after moving out of their parents’ home, or graduating from college, is the freedom of the big wide world. In many ways, you are limitless in the possibilities for enjoying yourself, especially if you have a decent job which gives you a good disposable income. But we see time and time again the perils of people with this so-called disposable income,