Hi, I'm Danielle. I love saving money and have a goal of being financially free by the time I am 40. I am sharing my tips here to help you save money on your life, so you can reap the rewards later. Thanks for stopping by.
More often than not, the decision to live in an apartment or a house is out of our hands; apartments are usually cheaper to rent than houses, so our budget makes the decision for us. When you get to the point where you might be able to afford a down payment on your first home, a house seems more appealing because it’s spacious, there’s room for a family, and it’s
Workers, freelancers, and solopreneurs have an incredible opportunity to escape the mundane aspects of their work and focus on the stuff that really interests them and matters. But the reality is that most people are still working in the trenches, spending an enormous amount of their time doing things which could quite easily be done by machine or passed on to somebody else. Why is this? Experts call
Making the transition from high school to college can be tricky for some, how you performed at school does not automatically apply during your college years. Good grades may have come to you naturally at school, with college you must earn them. However there are more tips to getting the most out of your college time. Learn handy tips so you can still have the best experience, easing the stress
Pixabay Work is hardly the most fun thing on the planet even if your boss is the best boss in the world. Regardless of how little we may hate our jobs (which is certainly a more apt way of putting it for most people), the fact is that we perform our duties primarily for one thing: money. The statistics have shown that very few people have any real passion
Work isn’t everything of course, but our jobs are a huge part of our lives. It’s where we spend a massive proportion of our day, and so it’s no wonder that it can define who we are. What’s one of the first questions you ask someone when you meet? Usually, ‘what do you do for a living?’ There’s a reason for this, a person’s job can say a lot about
Bad health habits – we all have them. Whether we like to admit it or not, they exist and put our health in jeopardy. However, the trick isn’t to focus on the negatives but the positives. That means it’s time to forget about self-deprecation and to take up self-enhancement. How are you going to do this? After all, some habits act like addictions and take a lot of willpower to
There are all sorts of waste. Wasted words, wasted food and possibly the most concerning at the moment, wasted energy. Energy waste is not only expensive for you and your household, but it causes problems for the planet too. If you want to be more ‘green’ and less wasteful, you might need to take a look at your habits. Here are five of the biggest energy wasters that you can
Investing your hard earned money for the first time is an incredibly daunting yet exciting task. You’re entering into a field whereby, your money, will make more money. However, you have to establish a formula to invest your money wisely and mitigate any chance of waste. First and foremost, before you move any money or look for an avenue, you must have a clear goal set in your mind. What
Climate change is very real and happening all over the world. The point of going green is protect the planet for future generations. So, if you have children, imagine the type of world you want them and your grandchildren to live in. Acting now means you’re doing your part to ensure a safer future for them. Going green isn’t as complicated as it may look. There are lots of easy
When you’ve been stuck in a job for a while that you hate, you often come to realise that you’re only there for the money. While the salary may be keeping you afloat, it certainly won’t be keeping you happy and the employment market is volatile at the best of times! The idea of having to interview for a new position while trying to keep heading to work every day can