Is The Season Draining Your Christmas Budget?
As we reach the mid-point of December, most of us have our sights set on one goal… Surviving Christmas! Regardless of faith, Christmas can be the best time of the year. A time of togetherness, friends, family, good food, fine wine, love and celebration… Unfortunately the most wonderful time of the year can also be pretty terrible for some of us. It can be a time of financial ruin, debt,