Being money-wise is about a lot more than just saving money. It’s a delicate balance between knowing when you’re being ripped off and understanding when you should actually pay up – yet, too many self-proclaimed frugals are reluctant to spend money where it matters. Purchasing something that’s a bit more expensive will really save you money in the long-run, instead of having to replace yet another broken appliance. Here is
Picture From Pixabay Whether you simply wanted to be your own boss or wanted to turn your hobby into a profit, everyone has their own reason for setting up a small business, so everyone has their own reason for wanting it to succeed. Setting up your business is hard, but often taking it to the next level and ensuring it continues to thrive is much much harder. Follow these
File Studies show that an average worker doesn’t stay in a position longer than three years. If you’re savvy, it’s possible to earn more money and secure a better balance between life and work. At least, that’s what the boffins at www.forbes.com seem to think. There is one problem, however, and it’s the gap between your last paycheck and getting paid. It can take awhile before the coffers are full
Image Source Debts are a fact of life in the 21st century. Everyone has them, it’s unavoidable and inevitable as they are part of every aspect of life, whether it’s getting a mortgage or using your credit card, you have to pay everything back that you’ve borrowed. This can really beat your finances down, so you’re going to have to learn the best ways to deal with it! But what
(Image Link) A lot of people live in a constant state of dread for the unknown, worried that big bills or unexpected fees could cost them everything they’ve saved. It’s very hard to plan for something when you don’t know it’s coming. But, of course, you can’t risk ignoring this area, as it could cause a lot of trouble for you in the future. So, to help you out, this
Source: Pxhere Sadly, there’s no denying the fact that summer is coming to an end. Winter is fast approaching and, like millions of homeowners, you’re probably resigned to the fact that your garden will become off limits. It doesn’t need to be that way, though. With the right precautions, you can inject an evergreen charm into those outdoor spaces. Here are five simple tricks that will completely transform the space
As the days get hotter, homeowners are looking to keep their homes as cool as possible. According to the U.S. Department of Energy, three-quarters of all homes own an air conditioner and these devices use up to 6% of all the electricity in the U.S. The annual cost of using the AC system piles up to $29 billion. This results in a lot of energy waste and carbon pollution, 117
No one has enough time anymore. We’re all busy. Too busy to see our friends; too busy to do all the things we want around the house. The busy phenomenon has become so pervasive, there’s now a thousand and one oped pieces discussing why we’re all so busy. The snake is beginning to eat its own tail because, of course, we’re all far too busy to read them.
When you find yourself in financial difficulty, it’s easy to panic. But when you do panic, you can find yourself getting further into trouble. On the other hand, you may be more likely to ignore the problem and pretend that it doesn’t exist. Either way, both solutions will not fix the problem. In fact, they can often make it work. So, instead, you need to take action. But at
For the vast majority of people, there’s a pretty good chance that living on a budget is becoming a more and more significant part of everyday life. The sad fact is that the cost of living is constantly going up and very few people are in the position where their income is increasing to match it. Because of this we are all being forced to make our money go much