Hi, I'm Danielle. I love saving money and have a goal of being financially free by the time I am 40. I am sharing my tips here to help you save money on your life, so you can reap the rewards later. Thanks for stopping by.
For those who have worked in an office for a long time, you’ll probably already know that they’re sometimes not as productive as you would think. Often, the problem is low staff engagement, which is when staff are merely clocking in and out, and couldn’t really care less about how productive the company is as a whole. Here are some ways you can increase productivity in the workplace: Keep it
2017 is well on the way, and if you’re like many business owners, you may be thinking about how you can improve the way thinks run, and grow your business net year. Here are some ways you can improve your business next year: Know what you want We all want our businesses to grow, but unfortunately that’s not a goal by itself. Goals should be able to easily be defined
Are you looking for the right job before the year is out? Well, this guide should help a lot. On this post, we’re going to look at everything you need to think about to find the perfect career. Along the way, we’ll look at certain personality traits and skills that could make you the perfect candidate for certain jobs. So, without further ado, let’s get started. Great With People If
The principals of saving are the same regardless of the reason you are saving. So, whether you are saving to buy that dream holiday or just to increase your online gambling bankroll the process is the same. The outcome is also the same. Before you start saving it is essential to be clear why you are saving. When there is no conviction regarding the reason for saving, the effort will
Who’d be an entrepreneur in the current economic climate? A staggering 80% of startups crash and burn within their first 18 months, often because of poor budgeting and insufficient operating funds. Every cost-cutting decision plays a much bigger role in the continued existence of a business, but when it comes to budgeting for workspace, finding efficient premises can be a double edged sword. The escalating cost of office space in
When you need to file taxes – or enter into just about any official contract or agreement – you often need to supply your social security number. This number is used as a means of ensuring that you are who you say you are. It’s an important number, in other words, that identifies you to the U.S. government and civilians alike. A taxpayer identification number (TIN), then, is the business
Debt is one of the most devastating four-letter words in the dictionary. With the average household carrying approximately $7,200 in just credit card debt as recently as 2015, the concept is staggering. This number doesn’t take into consideration households with car loans or student loan debts, and most people don’t consider their mortgage a typical debt. The amount of money the average American is in debt means many families struggle
If you’re thinking about taking out a loan, it’s vital that you research your decision before going any further. If you don’t know what you’re getting into, you could find out that you made the wrong decision when it’s already too late. There are certain things that you should look for and steps you should take before you sign on the dotted line. Below, you will find the most important
Lots of us have found the coffers running dry in those last few days before payday. But if you get hit with a big bill at just the wrong time, you may really struggle to pay it. Perhaps there is an expensive repair bill you simply could not have prepared for? Or maybe you need to buy something in a hurry? Whatever the reason, you can still find that cash
Only 13% of workers worldwide are engaged in their current jobs, according to a Gallup study into global employee satisfaction. Almost two thirds of employees are not engaged and lack motivation, while a quarter are “actively disengaged”, meaning they are unhappy at work and liable to spread negativity to colleagues. In rough numbers, this equates to 1.24 billion not engaged or actively disengaged workers around the globe. This had led