There isn’t a person alive who doesn’t want to take control of their finances once and for all. Nothing is quite so slippery as money! We may all vary in how much we earn, and our spending priorities, but we do have that constant struggle in common. Another thing we often have in common is how we choose to increase our earnings. On our quest for more, we look to
We all know that cars can be pretty expensive to run. There is the initial cost of getting car, and then there are ongoing costs to use and take care of the car. This is nothing new, though, we all know what to expect when it comes to deciding to get a car. The costs can all add up. But do any of us really know the true cost of
The freedom of having money is a double-edged sword for many people. Your cushy job gives you disposable income every month, but it’s easy to go a little overboard with the freedom to spend that. It’s important that you fix your relationship with money before it’s too late because it needs to be a necessity first and a luxury second. That means you should be prioritizing all the utility bills,
Retirement: it’s coming towards you all your working life, but have you planned for it? Do you have a 401k, an annuity and a plan for how much you’re going to need? Or are you like one-third of Americans who have nothing saved for their retirement? Many people who start to look at retirement planning find the array of options so bewildering and complex, that they are paralysed by confusion and end up
When taking out insurance, whether personal or for your business, there are so many things to consider which are skipped over in a lot of cases. It is important to assess just what you are getting from each policy. This is not only to aid your financial circumstances, but to ensure your own peace of mind. Home Insurance Whether you are paying a mortgage for a property or are renting,
By now, you’re probably well aware that on the 24th of June last year, “leave” won the British vote by a narrow margin, voting to invoke Article 50. Because this move was unprecedented, no one is sure of what Brexit will mean financially for UK residents. This has led to a massive amount of uncertainty for many Brits, particularly British expats. One thing that many people haven’t yet considered, is
If you’re planning to travel long-term, you may be wondering how you’re going to keep your bank account topped up. There’s nothing worse than heading off on a grand adventure, only to run out of money and end up returning home. Luckily, there are numerous ways to keep yourself afloat financially while you’re off having the time of your life. Here are just a few: Try gambling Now I don’t
Economic times are becoming harder by the day and being in a position to pay all the bills and have adequate money to save and have fun is becoming a thing of the few wealthy individuals. One of the most oppressed groups is the students who need to balance between their studies and work. Finding a viable source of income on the side can go a long way in achieving
For SMEs, one of the biggest business outlays will often be shipping. An absolute necessity in a world where online retail has taken the commercial sector by storm, it nonetheless cuts into your profit margins and makes you wish you could find ways to reduce the cost. If you do your research, you’ll soon discover that this is entirely possible. Rather than just accepting the sting, you need to be
Individuals juggle scores of financial responsibilities, challenging each money manager to make the most of his or her income. And since each person faces unique financial conditions, finding the right balance depends upon an individualized approach. When crafting custom financial solutions, budgeting and other financial tools are widely used to simplify personal finance, helping increase accountability and bring order to a sometimes chaotic financial flow. If you are on your