Some things can crush your finances like a ton of bricks if you let them. What do most people do? Let them crush their finances like a ton of bricks. When money is the most important things in a lot of our lives, you want to make sure you’re doing everything you can to protect them. All you have to do is be careful, think wisely, and keep your eye out for anything that might have the potential to ruin your finances. To help you out, we’ve got a list of the main things that could crush your finances, and what you could do to avoid them.

Time Off Work

At some point in your life you might find that you’ll need some time off work. The reason for this could be varied. Most of the time people are involved in an accident either outside, or inside work, that leaves them injured enough to need a bit of time off work. Unfortunately for us, employers aren’t so generous at giving time off and paying for it when it hasn’t been earnt. So you’ll usually find you’ll only have a week paid, then after that you’ll be on your own. If you ever are injured, and you know it was someone else’s fault, you need never be afraid of taking legal action. You don’t know how long you’ll be off work, so the more money you can get back, the easier life is going to be for you. A personal injury lawyer will be able to to get you all the compensation you need. If it was for a reason other than personal injury, you might be able to claim some benefits to help you out. If you live with a partner then their wage will be able to cover some of it, but we understand how hard life would get with only one wage coming into the house. So see what benefits you’d be entitled to, and how they can help you.

Rising Bills

If you own your own home, this is something that can hit you pretty hard. If you have a family as well, then it is most likely something that is going to hit you very hard. Children don’t understand the concept of bills, and how their usage of things like electricity and water in the house can affect it. So your first port of call might be a bit of education if you want to keep those rising bills at bay.  The next thing you can do is use comparison websites to see how much you could be spending elsewhere. Being a loyal customers gets you nothing when it comes to bills, if anything they try to squeeze as much money out of you as possible. Another company might be able to treat you a lot better if you give them the chance.

So there you go, two of the things that are most likely going to cause you hassle with your finances if you don’t keep on top of them during 2018.