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What To Do When Your Car Has Hail Damage

Hail damage is one very pesky element to summer storm systems. Many insurance companies don’t cover hail damage, because it’s cosmetic and completely out of their control as to when it strikes. Often times the insurance company will cover hail damage if it has caused minimal damage. But how do you know what your insurance company covers and what they don’t in the event of hail? Here are some great tips to know just how to handle the storm when hail strikes your car.

Check Your Insurance Coverage

Make sure you have comprehensive coverage with storm damage if you live in an area prone to hailstorms. Liability insurance usually will not cover hail or storm damage. Most insurance companies know when a hail storm moves through their coverage areas, so they’ll be prepared for your call. They can also help you understand your repair options, as well.

Talk To A Body Shop

Your insurance company may offer suggestions for service and repair in order to help you find a great body shop. They also have body shops they work with in the area to make a decision easier. If you do have a body shop you like to work with, simply let your insurance agent know. Contact the body shop and talk about options and make an appointment.

Discuss Paintless Dent Repair

Hail damage is often easy to repair using a technique referred to as paintless dent repair. This is great for hail damage that has not distressed or scratched the paint off. Many auto body shops offer this service on site. In the event that they don’t, and your car is eligible, you can work with your insurance company to send your car to a PDR specialist at a relatively low cost. In an area where the hailstorm is common, or has caused a vast amount of auto body damage, insurance companies will set up temporary paintless dent repair places to quickly fix damages at minimal cost.